The IRS reports that every year more than $1 billion in unclaimed refunds gets left behind at the Treasury. This year, if you ...

Rather, RMDs become a problem when you don't want to take the money out of your savings. At a minimum, they can create a tax ...

When people talk about retirement planning, the usual suspects come to mind: 401(k)s, IRAs, Social Security, and, if you’re among the lucky few, a pension. Throughout our lives, we obsess over asset ...

The old "safe" withdrawal rate is either too risky or too conservative. It is time to embrace a strategy that breathes with the market.

US employers unexpectedly cut jobs in February and the unemployment rate rose, pointing to lingering fragility in a labor ...

Most adults 55–64 have far less saved than they’ll need. Here’s the updated guidance on how to close the gap while you’re ...

Those who turned 73 in 2025 have until April 1, 2026 to take their first RMD. Older adults who haven't taken their 2025 RMDs yet will likely face a tax penalty. It's possible to reduce the tax penalty ...

I’ve written before about how people who are subject to required minimum distributions from traditional tax-deferred accounts can use their RMDs to correct imbalances and other problem spots in their ...

See how much the average upper-class retiree spends each month at age 74, with a breakdown of housing, healthcare, lifestyle ...

Retirees’ tax bills in 2026 will be shaped not just by new deductions but also by changes to income limits and thresholds that affect Social Security, retirement accounts and Medicare premiums.

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

When you're shopping for a car, one of the first decisions you have to make is whether to buy a new or used vehicle. It requires you to weigh numerous trade-offs and can easily become overwhelming. On ...